Natural hazards · Winsor

Winsor, MN natural hazards

Most of the natural-hazard damage FEMA expects in Winsor comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winsor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winsor to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves17%Drought16%Everything else19%

By hazard

What Winsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 18 times a year in the area

Drought

16% of expected damage

Recorded about 24 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winsor flood?

FEMA's records show no paid flood insurance claims in Winsor.

Disasters that hit Winsor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winsor itself: aid to households, or repair grants to the Township of Winsor.

Brought FEMA money into WinsorDeclared for Clearwater County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$91K to the Township of Winsor for repairs

2009

Severe Storms and Flooding

$4K to the Township of Winsor for repairs

Clearwater County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Winsor

Winsor and the towns around it

Very lowLowModerateHighVery high

Gullymostly inland floodingLow

Winsormostly inland floodingLow

Hangaardmostly inland floodingLow

Greenwoodmostly inland floodingLow

Pine Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winsor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Winsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Winsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.