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Natural hazards · Winnebago

Winnebago, MN natural hazards

Most of the natural-hazard damage FEMA expects in Winnebago comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Winnebago?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winnebago to be higher than in 29% of U.S. communities, mostly from inland flooding and drought.

Inland flooding33%Drought18%Cold waves16%Tornadoes12%Strong wind9%Hail6%Everything else5%
By hazard

What Winnebago faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once a year in the area

Drought

18% of expected damage
Recorded about 13 times a year in the area

Cold waves

16% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 11 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 11 years in the area

Strong wind

9% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Winnebago flood?

FEMA's records show no paid flood insurance claims in Winnebago.

of all homes
are insured
No community discount. Winnebago isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Faribault County.
Disasters that hit Winnebago

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winnebago itself: aid to households, or repair grants to the City of Winnebago.

Brought FEMA money into WinnebagoDeclared for Faribault County only
2024

Severe Storms and Flooding

8 households applied for aid $38K aid approved
2010

Severe Storms and Flooding

$6K to the City of Winnebago for repairs
2004

Severe Storms and Flooding

53 households applied for aid $90K aid approved $3K to the City of Winnebago for repairs
Faribault County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Winnebago

Winnebago and the towns around it

Verona: Moderate, mostly inland floodingWinnebago City: Low, mostly inland floodingPrescott: Low, mostly inland floodingCenter Creek: Low, mostly inland floodingJo Daviess: Moderate, mostly inland floodingDelavan: Low, mostly inland floodingNashville: Low, mostly inland floodingShelby: Moderate, mostly inland floodingSterling: Low, mostly inland floodingWinnebago: Low, mostly inland flooding WinnebagoVeronaWinnebago City
Very lowLowModerateHighVery high
Veronamostly inland floodingModerate
Winnebagomostly inland floodingLow
Winnebago Citymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winnebago is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Winnebago’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Winnebago. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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