Natural hazards · Wilder

Wilder, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wilder comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilder?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilder to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves16%Hail13%Tornadoes10%Drought8%Everything else8%

By hazard

What Wilder faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Cold waves

16% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Hail

13% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 4 years in the area

Drought

8% of expected damage

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilder flood?

FEMA's records show no paid flood insurance claims in Wilder.

of all homes
are insured

No community discount. Wilder isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Wilder

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wilder itself: aid to households, or repair grants to the City of Wilder.

Brought FEMA money into WilderDeclared for Jackson County only

2024

Severe Storms and Flooding

2 households applied for aid $8K aid approved

Jackson County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Wilder

Wilder and the towns around it

Very lowLowModerateHighVery high

Weimermostly inland floodingHigh

Wildermostly inland floodingModerate

Delafieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilder is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wilder’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wilder. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.