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Natural hazards · Wild Rice

Wild Rice, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wild Rice comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wild Rice?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wild Rice to be higher than in 41% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves29%Inland flooding27%Drought16%Hail11%Strong wind7%Tornadoes5%Everything else5%
By hazard

What Wild Rice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 20 times a year in the area

Inland flooding

27% of expected damage
Above average · higher than 50% of U.S. places
Recorded about once a year in the area

Drought

16% of expected damage
Recorded about 7 times a year in the area

Hail

11% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 4 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

5% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wild Rice flood?

Every paid claim on a federal flood insurance policy in Wild Rice, from FEMA’s records.

3paid claims since 1997
$19Kpaid to owners
0homes flooded more than once
19972026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Wild Rice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Norman County.
Disasters that hit Wild Rice

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wild Rice itself: aid to households, or repair grants to the Township of Wild Rice.

Brought FEMA money into Wild RiceDeclared for Norman County only
2011

Severe Storms and Flooding

$8K to the Township of Wild Rice for repairs
2009

Severe Storms and Flooding

$3K to the Township of Wild Rice for repairs
2002

Severe Storms, Flooding and Tornadoes

$14K to the Township of Wild Rice for repairs
2000

Severe Storms and Flooding

$3K to the Township of Wild Rice for repairs
Norman County has had 28 natural disasters declared since 1953, most often floods and severe storms.
Around Wild Rice

Wild Rice and the towns around it

Lake Ida: Moderate, mostly cold wavesStrand: Moderate, mostly cold wavesFossum: Moderate, mostly cold wavesHome Lake: Moderate, mostly cold wavesGreen Meadow: Moderate, mostly cold wavesMcDonaldsville: Low, mostly inland floodingRockwell: Moderate, mostly cold wavesWaukon: Moderate, mostly cold wavesSundal: Moderate, mostly cold wavesFlom: Moderate, mostly cold wavesPembina: Very low, mostly inland floodingUlen: High, mostly inland floodingWalworth: Low, mostly inland floodingWild Rice: Moderate, mostly cold waves Wild RiceLake IdaStrandFossumHome Lake
Very lowLowModerateHighVery high
Wild Ricemostly cold wavesModerate
Lake Idamostly cold wavesModerate
Strandmostly cold wavesModerate
Fossummostly cold wavesModerate
Home Lakemostly cold wavesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wild Rice covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wild Rice’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wild Rice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wild Rice total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Wild Rice, MNNorman CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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