Natural hazards · White Pine

White Pine, MN natural hazards

Most of the natural-hazard damage FEMA expects in White Pine comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Pine?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Pine to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves31%Everything else11%

By hazard

What White Pine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

31% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Pine flood?

FEMA's records show no paid flood insurance claims in White Pine.

of all homes
are insured

No community discount. White Pine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aitkin County.

Disasters that hit White Pine

Federal disasters declared here

None of the disasters declared for Aitkin County shows FEMA aid or repair money reaching White Pine itself in FEMA’s records.

Brought FEMA money into White PineDeclared for Aitkin County only

Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around White Pine

White Pine and the towns around it

Very lowLowModerateHighVery high

White Pinemostly inland floodingModerate

Rice Rivermostly inland floodingModerate

Millwardmostly inland floodingModerate

Plinymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Pine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to White Pine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of White Pine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.