Sign inJoin
Housing in White Oak

A typical White Oak home is worth roughly $297,000

Typical home value
$297K
MN $351K
Estimate
2-bedroom rent
$1,040
a month, utilities in · HUD
Median tax bill
$2,765
MN $3,357

What kind of housing town is White Oak?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

91% of White Oak households own their home

Half of White Oak’s homes were built before 1984.

Owners and renters
Own 91%Rent 10%

Minnesota: 72% own.

1984
typical home built · MN 1979
$2,765
median property tax bill · MN $3,357
53%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

What it takes to buy in White Oak

Try your own numbers below.

You could afford about
$341,000
Typical White Oak home $297K

That covers a typical White Oak home, with $44K to spare.

The typical home, each month
$1,810
Loan $1,470Tax $250Insurance $90

A two-bedroom rents for about $1,040 a month here, $770 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Minnesota typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,040

Fair Market Rent a month, utilities included

Studio$730
1 bedroom$790
2 bedrooms$1,040
3 bedrooms$1,430
4 bedrooms$1,710
10%
of households rent · MN 28%
5
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cass County, MN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

White Oak vs. its neighbors

White Oak is the 2nd least expensive of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
White Oak$297K*—$1,040—$70,156
Akeley$293K+0.6%$1,0300$66,696
Nevis$362K+2.8%$970—$69,500
Hiram$383K*+11.9%†$1,000—$65,000
Badoura——$1,020—$73,125

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What White Oak buyers, sellers and renters are saying.

Town Square →
Weigh in
Is White Oak still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to White Oak

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in