Natural hazards · White Earth

White Earth, MN natural hazards

Most of the natural-hazard damage FEMA expects in White Earth comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Earth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Earth to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes9%Cold waves7%Everything else19%

By hazard

What White Earth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 4 years in the area

Cold waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Earth flood?

FEMA's records show no paid flood insurance claims in White Earth.

of all homes
are insured

No community discount. White Earth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Becker County.

Disasters that hit White Earth

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in White Earth itself: aid to households, or repair grants to the Township of White Earth.

Brought FEMA money into White EarthDeclared for Becker County only

2009

Severe Storms and Flooding

$13K to the Township of White Earth for repairs

2002

Severe Storms, Flooding and Tornadoes

$11K to the Township of White Earth for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$9K to the Township of White Earth for repairs

2000

Severe Storms and Flooding

$16K to the Township of White Earth for repairs

Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around White Earth

White Earth and the towns around it

Very lowLowModerateHighVery high

White Earthmostly inland floodingModerate

Callawaymostly inland floodingModerate

Ogemamostly inland floodingModerate

Spring Creekmostly inland floodingModerate

Maple Grovemostly inland floodingModerate

Lake Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Earth is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to White Earth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of White Earth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.