Natural hazards · Whalan

Whalan, MN natural hazards

Most of the natural-hazard damage FEMA expects in Whalan comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whalan?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whalan to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes10%Cold waves9%Everything else6%

By hazard

What Whalan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 10 years in the area

Cold waves

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whalan flood?

FEMA's records show no paid flood insurance claims in Whalan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whalan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Whalan

Federal disasters declared here

None of the disasters declared for Fillmore County shows FEMA aid or repair money reaching Whalan itself in FEMA’s records.

Brought FEMA money into WhalanDeclared for Fillmore County only

Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whalan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Whalan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Whalan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.