Natural hazards · West Bank

West Bank, MN natural hazards

Most of the natural-hazard damage FEMA expects in West Bank comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Bank?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Bank to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves13%Hail7%Strong wind5%Everything else17%

By hazard

What West Bank faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Cold waves

13% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 13 times a year in the area

Hail

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Bank flood?

FEMA's records show no paid flood insurance claims in West Bank.

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Bank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Swift County.

Disasters that hit West Bank

Federal disasters declared here

None of the disasters declared for Swift County shows FEMA aid or repair money reaching West Bank itself in FEMA’s records.

Brought FEMA money into West BankDeclared for Swift County only

Swift County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around West Bank

West Bank and the towns around it

Very lowLowModerateHighVery high

West Bankmostly inland floodingHigh

Swenodamostly inland floodingHigh

Big Bendmostly inland floodingModerate

Edisonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Bank is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to West Bank’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of West Bank. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.