Natural hazards · Wergeland

Wergeland, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wergeland comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wergeland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wergeland to be higher than in 54% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding33%Heat waves28%Cold waves14%Tornadoes6%Drought6%Strong wind6%Everything else7%

By hazard

What Wergeland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Heat waves

28% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

14% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Drought

6% of expected damage

Recorded about 9 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wergeland flood?

FEMA's records show no paid flood insurance claims in Wergeland.

of all homes
are insured

No community discount. Wergeland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yellow Medicine County.

Disasters that hit Wergeland

Federal disasters declared here

None of the disasters declared for Yellow Medicine County shows FEMA aid or repair money reaching Wergeland itself in FEMA’s records.

Brought FEMA money into WergelandDeclared for Yellow Medicine County only

Yellow Medicine County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Wergeland

Wergeland and the towns around it

Very lowLowModerateHighVery high

Alta Vistamostly inland floodingHigh

Wergelandmostly inland floodingModerate

Portermostly inland floodingModerate

Burtonmostly inland floodingModerate

Oshkoshmostly inland floodingModerate

Normanmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wergeland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wergeland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wergeland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.