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Natural hazards · Webster

Webster, MN natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Webster?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes21%Strong wind12%Hail10%Cold waves9%Everything else3%
By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once a year in the area

Tornadoes

21% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 17 years in the area

Strong wind

12% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 5 times a year in the area

Hail

10% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 6 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 34% of U.S. places
Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Webster flood?

FEMA's records show no paid flood insurance claims in Webster.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Webster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rice County.
Disasters that hit Webster

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Webster itself: aid to households, or repair grants to the Township of Webster.

Brought FEMA money into WebsterDeclared for Rice County only
2024

Severe Storms and Flooding

$25K to the Township of Webster for repairs
2016

Severe Storms and Flooding

$19K to the Township of Webster for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$71K to the Township of Webster for repairs
2012

Severe Storms and Flooding

$30K to the Township of Webster for repairs
2010

Severe Storms and Flooding

$24K to the Township of Webster for repairs
Rice County has had 12 natural disasters declared since 1953, most often floods and severe storms.
Around Webster

Webster and the towns around it

Forest: Moderate, mostly inland floodingWheatland: Moderate, mostly inland floodingLonsdale: Low, mostly inland floodingGreenvale: Moderate, mostly inland floodingErin: Moderate, mostly inland floodingBridgewater: Moderate, mostly inland floodingWells: Very high, mostly inland floodingLanesburgh: Low, mostly inland floodingCedar Lake: Moderate, mostly inland floodingMontgomery: Low, mostly inland floodingNorthfield: Moderate, mostly inland floodingWaterford: Moderate, mostly inland floodingWebster: Moderate, mostly inland flooding WebsterForestWheatlandLonsdaleGreenvale
Very lowLowModerateHighVery high
Forestmostly inland floodingModerate
Webstermostly inland floodingModerate
Wheatlandmostly inland floodingModerate
Greenvalemostly inland floodingModerate
Lonsdalemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Webster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Webster total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Webster, MNRice CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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