Natural hazards · Wealthwood

Wealthwood, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wealthwood comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wealthwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wealthwood to be higher than in 71% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves29%Everything else11%

By hazard

What Wealthwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Cold waves

29% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wealthwood flood?

FEMA's records show no paid flood insurance claims in Wealthwood.

of all homes
are insured

No community discount. Wealthwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aitkin County.

Disasters that hit Wealthwood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wealthwood itself: aid to households, or repair grants to the Township of Wealthwood.

Brought FEMA money into WealthwoodDeclared for Aitkin County only

2012

Severe Storms and Flooding

$3K to the Township of Wealthwood for repairs

Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Wealthwood

Wealthwood and the towns around it

Very lowLowModerateHighVery high

Wealthwoodmostly inland floodingHigh

Nordlandmostly inland floodingHigh

Hazeltonmostly inland floodingHigh

Malmomostly inland floodingHigh

Lakesidemostly inland floodingHigh

South Harbormostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wealthwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wealthwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wealthwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wealthwood total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.