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Natural hazards · Waverly

Waverly, MN natural hazards

Most of the natural-hazard damage FEMA expects in Waverly comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waverly?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waverly to be higher than in 28% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding31%Cold waves17%Tornadoes13%Hail13%Drought13%Strong wind8%Everything else5%
By hazard

What Waverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once every 2 years in the area

Cold waves

17% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 11 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 7 years in the area

Hail

13% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 4 times a year in the area

Drought

13% of expected damage
Recorded about 13 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waverly flood?

FEMA's records show no paid flood insurance claims in Waverly.

Disasters that hit Waverly

Federal disasters declared here

None of the disasters declared for Martin County shows FEMA aid or repair money reaching Waverly itself in FEMA’s records.

Brought FEMA money into WaverlyDeclared for Martin County only
Martin County has had 13 natural disasters declared since 1953, most often floods and severe storms.
Around Waverly

Waverly and the towns around it

Fraser: Low, mostly inland floodingWestford: Low, mostly inland floodingGalena: Low, mostly inland floodingRutland: Low, mostly inland floodingFairmont: Low, mostly inland floodingRolling Green: Low, mostly inland floodingFox Lake: Low, mostly inland floodingNashville: Low, mostly inland floodingTrimont: Low, mostly inland floodingOrmsby: Low, mostly inland floodingCedar: Low, mostly inland floodingLong Lake: Low, mostly inland floodingWaverly: Low, mostly inland flooding WaverlyFraserWestfordGalena
Very lowLowModerateHighVery high
Frasermostly inland floodingLow
Waverlymostly inland floodingLow
Westfordmostly inland floodingLow
Galenamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waverly covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Waverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Waverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waverly total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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