Natural hazards · Warroad

Warroad, MN natural hazards

Most of the natural-hazard damage FEMA expects in Warroad comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warroad?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warroad to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves10%Wildfire10%Everything else11%

By hazard

What Warroad faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 21 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warroad flood?

FEMA's records show no paid flood insurance claims in Warroad.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warroad isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roseau County.

Disasters that hit Warroad

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warroad itself: aid to households, or repair grants to the City of Warroad.

Brought FEMA money into WarroadDeclared for Roseau County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$415K to the City of Warroad for repairs

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$141K to the City of Warroad for repairs

2009

Severe Storms and Flooding

$8K to the City of Warroad for repairs

2002

Severe Storms, Flooding and Tornadoes

$348K to the City of Warroad for repairs

1999

Severe Ice Storm and Flooding

$4K to the City of Warroad for repairs

Roseau County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Warroad

Warroad and the towns around it

Very lowLowModerateHighVery high

Warroadmostly inland floodingModerate

Lakemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warroad is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warroad’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warroad. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.