Natural hazards · Waconia

Waconia, MN natural hazards

Most of the natural-hazard damage FEMA expects in Waconia comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waconia?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waconia to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes22%Strong wind16%Cold waves15%Hail7%Heat waves7%Everything else2%

By hazard

What Waconia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 83% of U.S. places

Strong wind

16% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 10 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waconia flood?

FEMA's records show no paid flood insurance claims in Waconia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waconia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carver County.

Disasters that hit Waconia

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Waconia itself: aid to households, or repair grants to the City of Waconia.

Brought FEMA money into WaconiaDeclared for Carver County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$30K to the City of Waconia for repairs

Carver County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Waconia

Waconia and the towns around it

Very lowLowModerateHighVery high

Waconiamostly inland floodingLow

Laketownmostly inland floodingLow

Waconiamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waconia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Waconia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waconia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waconia total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.