Natural hazards · Waasa

Waasa, MN natural hazards

Most of the natural-hazard damage FEMA expects in Waasa comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waasa?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waasa to be higher than in 44% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves62%Inland flooding30%Everything else8%

By hazard

What Waasa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

62% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

30% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waasa flood?

FEMA's records show no paid flood insurance claims in Waasa.

of all homes
are insured

No community discount. Waasa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Waasa

Federal disasters declared here

None of the disasters declared for St. Louis County shows FEMA aid or repair money reaching Waasa itself in FEMA’s records.

Brought FEMA money into WaasaDeclared for St. Louis County only

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Waasa

Waasa and the towns around it

Very lowLowModerateHighVery high

Waasamostly cold wavesModerate

Embarrassmostly cold wavesModerate

Babbittmostly cold wavesLow

Hoyt Lakesmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waasa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waasa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Waasa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.