Natural hazards · Vergas

Vergas, MN natural hazards

Most of the natural-hazard damage FEMA expects in Vergas comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vergas?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vergas to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding63%Cold waves14%Tornadoes12%Everything else11%

By hazard

What Vergas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 15 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 17 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vergas flood?

FEMA's records show no paid flood insurance claims in Vergas.

of all homes
are insured

No community discount. Vergas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Otter Tail County.

Disasters that hit Vergas

Federal disasters declared here

None of the disasters declared for Otter Tail County shows FEMA aid or repair money reaching Vergas itself in FEMA’s records.

Brought FEMA money into VergasDeclared for Otter Tail County only

Otter Tail County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Vergas

Vergas and the towns around it

Very lowLowModerateHighVery high

Vergasmostly inland floodingLow

Candormostly inland floodingLow

Hobartmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vergas is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vergas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Vergas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.