Natural hazards · Verdi

Verdi, MN natural hazards

Most of the natural-hazard damage FEMA expects in Verdi comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Verdi?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Verdi to be higher than in 64% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves15%Tornadoes7%Heat waves7%Hail7%Drought5%Everything else8%

By hazard

What Verdi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 9 years in the area

Heat waves

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 5 times a year in the area

Drought

5% of expected damage

Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Verdi flood?

FEMA's records show no paid flood insurance claims in Verdi.

of all homes
are insured

No community discount. Verdi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Verdi

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Verdi itself: aid to households, or repair grants to the Township of Verdi.

Brought FEMA money into VerdiDeclared for Lincoln County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$28K to the Township of Verdi for repairs

2010

Severe Storms and Flooding

$2K to the Township of Verdi for repairs

Lincoln County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Verdi

Verdi and the towns around it

Very lowLowModerateHighVery high

Verdimostly inland floodingHigh

Lake Bentonmostly inland floodingHigh

Drammenmostly inland floodingHigh

Altonamostly inland floodingModerate

Elktonmostly inland floodingModerate

Richlandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Verdi is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Verdi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Verdi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.