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Natural hazards · Ulen

Ulen, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ulen comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ulen?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ulen to be higher than in 77% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves18%Tornadoes5%Everything else15%
By hazard

What Ulen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Cold waves

18% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 18 times a year in the area

Tornadoes

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ulen flood?

FEMA's records show no paid flood insurance claims in Ulen.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ulen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clay County.
Disasters that hit Ulen

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ulen itself: aid to households, or repair grants to the Township of Ulen.

Brought FEMA money into UlenDeclared for Clay County only
2023

Severe Storms and Flooding

$25K to the Township of Ulen for repairs
2009

Severe Storms and Flooding

$96K to the Township of Ulen for repairs
2006

Flooding

$16K to the Township of Ulen for repairs
2002

Severe Storms, Flooding and Tornadoes

$121K to the Township of Ulen for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$34K to the Township of Ulen for repairs
2000

Severe Storms and Flooding

$18K to the Township of Ulen for repairs
Clay County has had 25 natural disasters declared since 1953, most often floods and severe storms.
Around Ulen

Ulen and the towns around it

Ulen: High, mostly inland floodingWalworth: Low, mostly inland floodingHagen: High, mostly inland floodingHome Lake: Moderate, mostly cold wavesGoose Prairie: High, mostly inland floodingSpring Creek: Moderate, mostly inland floodingFlom: Moderate, mostly cold wavesAtlanta: Low, mostly inland floodingPopple Grove: Very low, mostly inland floodingFelton: High, mostly inland floodingKeene: High, mostly inland floodingRockwell: Moderate, mostly cold wavesWild Rice: Moderate, mostly cold wavesHitterdal: High, mostly inland floodingUlen: High, mostly inland flooding UlenUlenWalworthHagenHome LakeGoose Prairie
Very lowLowModerateHighVery high
Ulenmostly inland floodingHigh
Ulenmostly inland floodingHigh
Hagenmostly inland floodingHigh
Goose Prairiemostly inland floodingHigh
Home Lakemostly cold wavesModerate
Walworthmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ulen is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ulen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ulen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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