Natural hazards · Turtle Creek

Turtle Creek, MN natural hazards

Most of the natural-hazard damage FEMA expects in Turtle Creek comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Turtle Creek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Turtle Creek to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes7%Cold waves7%Strong wind6%Everything else13%

By hazard

What Turtle Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 9 years in the area

Cold waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Turtle Creek flood?

FEMA's records show no paid flood insurance claims in Turtle Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Turtle Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Todd County.

Disasters that hit Turtle Creek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Turtle Creek itself: aid to households, or repair grants to the Township of Turtle Creek.

Brought FEMA money into Turtle CreekDeclared for Todd County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$11K to the Township of Turtle Creek for repairs

Todd County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Turtle Creek

Turtle Creek and the towns around it

Very lowLowModerateHighVery high

Turtle Creekmostly inland floodingLow

Wardmostly inland floodingLow

Fawn Lakemostly inland floodingLow

Little Elkmostly inland floodingLow

Cushingmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Turtle Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Turtle Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Turtle Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Turtle Creek total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.