Natural hazards · Traverse

Traverse, MN natural hazards

Most of the natural-hazard damage FEMA expects in Traverse comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Traverse?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Traverse to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding48%Strong wind13%Cold waves13%Tornadoes10%Hail7%Everything else8%

By hazard

What Traverse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

13% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Traverse flood?

Every paid claim on a federal flood insurance policy in Traverse, from FEMA’s records.

4paid claims since 2010

$261Kpaid to owners

0homes flooded more than once

20102026

Biggest named events

June Midwest Flooding: 1 claim, $85K

of all homes
are insured

No community discount. Traverse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nicollet County.

Disasters that hit Traverse

Federal disasters declared here

None of the disasters declared for Nicollet County shows FEMA aid or repair money reaching Traverse itself in FEMA’s records.

Brought FEMA money into TraverseDeclared for Nicollet County only

Nicollet County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Traverse

Traverse and the towns around it

Very lowLowModerateHighVery high

St. Petermostly inland floodingHigh

Traversemostly inland floodingModerate

Oshawamostly inland floodingModerate

Lake Prairiemostly inland floodingModerate

Granbymostly inland floodingModerate

Kasotamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Traverse covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Traverse’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Traverse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Traverse total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.