Natural hazards · Transit

Transit, MN natural hazards

Most of the natural-hazard damage FEMA expects in Transit comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Transit?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Transit to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves15%Strong wind15%Tornadoes14%Hail7%Everything else8%

By hazard

What Transit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 11 times a year in the area

Strong wind

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 9 years in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Transit flood?

FEMA's records show no paid flood insurance claims in Transit.

of all homes
are insured

No community discount. Transit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sibley County.

Disasters that hit Transit

Federal disasters declared here

None of the disasters declared for Sibley County shows FEMA aid or repair money reaching Transit itself in FEMA’s records.

Brought FEMA money into TransitDeclared for Sibley County only

Sibley County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Transit

Transit and the towns around it

Very lowLowModerateHighVery high

Pennmostly inland floodingLow

Winthropmostly inland floodingLow

Bismarckmostly inland floodingLow

Transitmostly inland floodingLow

Drydenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Transit is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Transit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Transit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.