Natural hazards · Taylor

Taylor, MN natural hazards

Most of the natural-hazard damage FEMA expects in Taylor comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taylor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylor to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves14%Everything else15%

By hazard

What Taylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Cold waves

14% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 16 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taylor flood?

FEMA's records show no paid flood insurance claims in Taylor.

of all homes
are insured

No community discount. Taylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beltrami County.

Disasters that hit Taylor

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Taylor itself: aid to households, or repair grants to the Township of Taylor.

Brought FEMA money into TaylorDeclared for Beltrami County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$38K to the Township of Taylor for repairs

2009

Severe Storms and Flooding

$11K to the Township of Taylor for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$10K to the Township of Taylor for repairs

1999

Severe Storms, Winds, and Flooding

$19K to the Township of Taylor for repairs

Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Taylor

Taylor and the towns around it

Very lowLowModerateHighVery high

Sugar Bushmostly inland floodingModerate

Taylormostly inland floodingModerate

Birchmostly inland floodingModerate

Tenstrikemostly inland floodingModerate

Port Hopemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Taylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Taylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.