Natural hazards · Straight River

Straight River, MN natural hazards

Most of the natural-hazard damage FEMA expects in Straight River comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Straight River?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Straight River to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding60%Cold waves12%Drought8%Tornadoes8%Strong wind5%Everything else7%

By hazard

What Straight River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 4 years in the area

Cold waves

12% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 15 times a year in the area

Drought

8% of expected damage

Recorded about 12 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 27 years in the area

Strong wind

5% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Straight River flood?

FEMA's records show no paid flood insurance claims in Straight River.

of all homes
are insured

No community discount. Straight River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hubbard County.

Disasters that hit Straight River

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Straight River itself: aid to households, or repair grants to the Township of Straight River.

Brought FEMA money into Straight RiverDeclared for Hubbard County only

2009

Severe Storms and Flooding

$9K to the Township of Straight River for repairs

2002

Severe Storms, Flooding and Tornadoes

$8K to the Township of Straight River for repairs

Hubbard County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Straight River

Straight River and the towns around it

Very lowLowModerateHighVery high

Hubbardmostly inland floodingModerate

Green Valleymostly inland floodingModerate

Blueberrymostly inland floodingModerate

Straight Rivermostly inland floodingLow

Toddmostly inland floodingLow

Park Rapidsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Straight River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Straight River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Straight River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Straight River total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.