Natural hazards · Stockton

Stockton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Stockton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 26 claims here since 1991. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stockton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stockton to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves11%Tornadoes8%Everything else7%

By hazard

What Stockton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 44 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stockton flood?

Every paid claim on a federal flood insurance policy in Stockton, from FEMA’s records.

26paid claims since 1991

$1.3Mpaid to owners

0homes flooded more than once

19912026

of all homes
are insured

No community discount. Stockton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winona County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Stockton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stockton itself: aid to households, or repair grants to the City of Stockton.

Brought FEMA money into StocktonDeclared for Winona County only

2007

Severe Storms and Flooding

48 households applied for aid $468K aid approved $271K to the City of Stockton for repairs

Winona County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Stockton

Stockton and the towns around it

Very lowLowModerateHighVery high

Stocktonmostly inland floodingVery high

Hillsdalemostly inland floodingVery high

Warrenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stockton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stockton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stockton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.