Natural hazards · Stately

Stately, MN natural hazards

Most of the natural-hazard damage FEMA expects in Stately comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stately?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stately to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves37%Tornadoes8%Strong wind6%Everything else11%

By hazard

What Stately faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 2 years in the area

Cold waves

37% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 14 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stately flood?

Every paid claim on a federal flood insurance policy in Stately, from FEMA’s records.

9paid claims since 1983

$376Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

June Midwest Flooding: 2 claims, $39K
Severe flooding: 1 claim, $51K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stately isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

Disasters that hit Stately

Federal disasters declared here

None of the disasters declared for Brown County shows FEMA aid or repair money reaching Stately itself in FEMA’s records.

Brought FEMA money into StatelyDeclared for Brown County only

Brown County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Stately

Stately and the towns around it

Very lowLowModerateHighVery high

Statelymostly inland floodingModerate

North Starmostly inland floodingModerate

Bashawmostly inland floodingModerate

Deltonmostly cold wavesLow

Germantownmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stately covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stately’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Stately. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stately total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.