Natural hazards · St. Vincent

St. Vincent, MN natural hazards

Most of the natural-hazard damage FEMA expects in St. Vincent comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Vincent?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Vincent to be higher than in 78% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves19%Drought8%Everything else14%

By hazard

What St. Vincent faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 22 times a year in the area

Drought

8% of expected damage

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Vincent flood?

Every paid claim on a federal flood insurance policy in St. Vincent, from FEMA’s records.

8paid claims since 1979

$14Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Vincent isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kittson County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit St. Vincent

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in St. Vincent itself: aid to households, or repair grants to the City of St. Vincent.

Brought FEMA money into St. VincentDeclared for Kittson County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$9K to the City of St. Vincent for repairs

Kittson County has had 26 natural disasters declared since 1953, most often floods and severe storms.

Around St. Vincent

St. Vincent and the towns around it

Very lowLowModerateHighVery high

St. Vincentmostly inland floodingHigh

Pembinamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Vincent is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Vincent’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of St. Vincent. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.