Natural hazards · St. Paul Park

St. Paul Park, MN natural hazards

Most of the natural-hazard damage FEMA expects in St. Paul Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Paul Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Paul Park to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes26%Cold waves14%Strong wind13%Hail6%Everything else7%

By hazard

What St. Paul Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

26% of expected damage

Well above average · higher than 89% of U.S. places

Cold waves

14% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Hail

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Paul Park flood?

Every paid claim on a federal flood insurance policy in St. Paul Park, from FEMA’s records.

6paid claims since 1997

$119Kpaid to owners

1homes flooded more than once

19972026

Biggest named events

June Midwest Flooding: 1 claim, $1K
Severe flooding: 1 claim, $43K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Paul Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit St. Paul Park

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching St. Paul Park itself in FEMA’s records.

Brought FEMA money into St. Paul ParkDeclared for Washington County only

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around St. Paul Park

St. Paul Park and the towns around it

Very lowLowModerateHighVery high

Newportmostly inland floodingLow

Cottage Grovemostly inland floodingLow

Inver Grove Heightsmostly inland floodingLow

St. Paul Parkmostly inland floodingLow

Grey Cloud Islandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Paul Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to St. Paul Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of St. Paul Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Paul Park total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.