Natural hazards · St. Johns

St. Johns, MN natural hazards

Most of the natural-hazard damage FEMA expects in St. Johns comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Johns?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Johns to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves23%Strong wind10%Tornadoes10%Hail6%Everything else9%

By hazard

What St. Johns faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Cold waves

23% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 12 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 12 years in the area

Hail

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Johns flood?

FEMA's records show no paid flood insurance claims in St. Johns.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Johns isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kandiyohi County.

Disasters that hit St. Johns

Federal disasters declared here

None of the disasters declared for Kandiyohi County shows FEMA aid or repair money reaching St. Johns itself in FEMA’s records.

Brought FEMA money into St. JohnsDeclared for Kandiyohi County only

Kandiyohi County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around St. Johns

St. Johns and the towns around it

Very lowLowModerateHighVery high

Woodsmostly inland floodingModerate

St. Johnsmostly inland floodingLow

Mamremostly inland floodingLow

Pennockmostly inland floodingLow

Willmarmostly inland floodingLow

Edwardsmostly inland floodingLow

Willmarmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Johns covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to St. Johns’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of St. Johns. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Johns total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.