St. Cloud, MN housing market
The typical St. Cloud home is worth about $258,000, up 1.4% in a year, 27% below the Minnesota typical home. Homes typically sell in 35 days, close to asking.
Home values, sales, trends and how St. Cloud compares with the towns next door — updated as new data is published.
St. Cloud at a glance
A seller's market
Supply is tight — about 2.1 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | St. Cloud | Minnesota |
|---|---|---|
| 2017 | $153,000 | $217,000 |
| 2018 | $161,000 | $232,000 |
| 2019 | $170,000 | $246,000 |
| 2020 | $176,000 | $259,000 |
| 2021 | $190,000 | $282,000 |
| 2022 | $217,000 | $313,000 |
| 2023 | $231,000 | $325,000 |
| 2024 | $238,000 | $331,000 |
| 2025 | $250,000 | $341,000 |
| 2026 | $258,000 | $349,000 |
| August 2026 | $258,000 | $351,000 |
St. Cloud and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| St. Cloud | $258K | +1.4% | 35 | $61,374 |
| Waite Park | $251K | +1.8% | 22 | $59,285 |
| St. Augusta | $371K | +2.7% | 86 | $140,227 |
| Sauk Rapids | — | — | 14 | $71,841 |
| Sartell | $336K | +2.4% | 25 | $84,131 |
| Clear Lake | $421K | +3.6% | — | $90,938 |
| Sauk Rapids | $304K | +1.9% | — | $95,250 |
4.2 years of income
The typical St. Cloud home costs about 4.2 years of the town's median household income, about the same as across Minnesota (3.9).
How St. Cloud ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.