Natural hazards · Springwater

Springwater, MN natural hazards

Most of the natural-hazard damage FEMA expects in Springwater comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springwater?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springwater to be higher than in 52% of U.S. communities, mostly from inland flooding and hail.

Inland flooding36%Hail27%Tornadoes11%Drought9%Cold waves9%Everything else9%

By hazard

What Springwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Hail

27% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Drought

9% of expected damage

Recorded about 11 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springwater flood?

FEMA's records show no paid flood insurance claims in Springwater.

of all homes
are insured

No community discount. Springwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock County.

Disasters that hit Springwater

Federal disasters declared here

None of the disasters declared for Rock County shows FEMA aid or repair money reaching Springwater itself in FEMA’s records.

Brought FEMA money into SpringwaterDeclared for Rock County only

Rock County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Springwater

Springwater and the towns around it

Very lowLowModerateHighVery high

Springwatermostly inland floodingModerate

Moundmostly inland floodingModerate

Rose Dellmostly inland floodingModerate

Beaver Creekmostly inland floodingModerate

Red Rockmostly inland floodingModerate

Palisademostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springwater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Springwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.