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Natural hazards in Skree · FEMA

Skree’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Skree comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1999. 4 federal disasters brought FEMA money into town.

80Very high riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very high
higher than 80% of U.S. places
Main hazard
Inland flooding
70% of expected damage
Flood claims
1
paid since 1999 · $101K
Disasters paid out here
4
of 25 declared for Clay County
Expected yearly loss
$5.5M
buildings, people and crops

What stands out about Skree’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Skree flood? Rarely: 1 flood claim since 1999

Every paid claim on a federal flood insurance policy in Skree, from FEMA’s records.

Paid flood claims, by year
1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 1999
19992026
1
paid claims since 1999
$101K
paid to owners
0
homes flooded more than once
$101K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Skree isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.
Expected damage

How exposed is Skree?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 80% of U.S. communities, mostly from inland flooding.

Where Skree sits
Skree
Very lowLowModerateHighVery high

Rated higher than 2,502 of the 2,631 Minnesota towns we cover.

Skree covers 1 census tract, combined by population.

What drives the damage
Inland flooding70%Cold waves13%Tornadoes5%Everything else12%
By hazard

What Skree faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

70%of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Cold waves

13%of expected damage
Above average · higher than 73% of U.S. places
Recorded about 18 times a year in the area

Tornadoes

5%of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 6 years in the area
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

4 federal disasters brought FEMA money to Skree

Disasters that paid out in Skree itself (aid to households or repair grants to the Township of Skree) and its biggest flood years.

  1. 2010Flooding$4K to the Township of Skree for repairs
  2. 2009Severe Storms and Flooding$9K to the Township of Skree for repairs
  3. 2006Flooding$9K to the Township of Skree for repairs
  4. 2001Severe Winter Storms, Flooding, and Tornadoes$16K to the Township of Skree for repairs
Disasters declared, by decade
Paid out in SkreeClay County only

Clay County has had 25 natural disasters declared since 1953, most often floods and severe storms.

Were you here?

Old photos of Skree after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Skree archive →
Be ready

Get ready for what Skree actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Skree and its neighbors

Skree ranks 2nd calmest of 5 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
SkreeVery highinland flooding1
HumboldtVery highinland flooding0
ElktonVery highinland flooding0
ParkeVery highinland flooding0
HawleyHighinland flooding0

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in March–April

The month each of Clay County’s 25 declared disasters began, since 1953.

1J
F
10M
4A
2M
3J
3J
1A
S
O
1N
D
FloodsSevere stormsHurricanesDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Skree’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Skree.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Skree, expected losses total about $5.5M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Skree.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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