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Natural hazards · Silver Leaf

Silver Leaf, MN natural hazards

Most of the natural-hazard damage FEMA expects in Silver Leaf comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Silver Leaf?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Leaf to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Cold waves11%Hail6%Strong wind6%Everything else9%
By hazard

What Silver Leaf faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 9 years in the area

Cold waves

11% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 16 times a year in the area

Hail

6% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 4 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Silver Leaf flood?

FEMA's records show no paid flood insurance claims in Silver Leaf.

of all homes
are insured
No community discount. Silver Leaf isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Becker County.
Disasters that hit Silver Leaf

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Silver Leaf itself: aid to households, or repair grants to the Township of Silver Leaf.

Brought FEMA money into Silver LeafDeclared for Becker County only
2011

Severe Storms and Flooding

$15K to the Township of Silver Leaf for repairs
2009

Severe Storms and Flooding

$3K to the Township of Silver Leaf for repairs
Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Silver Leaf

Silver Leaf and the towns around it

Evergreen: Very low, mostly inland floodingGorman: Low, mostly inland floodingBurlington: Low, mostly inland floodingHeight of Land: Very low, mostly inland floodingCorliss: Low, mostly inland floodingSpruce Grove: Moderate, mostly inland floodingToad Lake: Very low, mostly inland floodingHobart: Low, mostly inland floodingPerham: Very low, mostly inland floodingEdna: Low, mostly inland floodingDetroit Lakes: Very low, mostly inland floodingLake View: Low, mostly inland floodingErie: Low, mostly inland floodingHolmesville: Low, mostly inland floodingShell Lake: Very low, mostly inland floodingSugar Bush: Moderate, mostly inland floodingSilver Leaf: Very low, mostly inland flooding Silver LeafEvergreenGormanBurlingtonHeight of Land
Very lowLowModerateHighVery high
Gormanmostly inland floodingLow
Burlingtonmostly inland floodingLow
Silver Leafmostly inland floodingVery low
Evergreenmostly inland floodingVery low
Height of Landmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Leaf is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Silver Leaf’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Silver Leaf. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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