Natural hazards · Silver Brook

Silver Brook, MN natural hazards

Most of the natural-hazard damage FEMA expects in Silver Brook comes from cold waves, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silver Brook?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Brook to be higher than in 35% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves60%Inland flooding31%Everything else9%

By hazard

What Silver Brook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

60% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 16 times a year in the area

Inland flooding

31% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silver Brook flood?

FEMA's records show no paid flood insurance claims in Silver Brook.

of all homes
are insured

No community discount. Silver Brook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carlton County.

Disasters that hit Silver Brook

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Silver Brook itself: aid to households, or repair grants to the Township of Silver Brook.

Brought FEMA money into Silver BrookDeclared for Carlton County only

2012

Severe Storms and Flooding

$20K to the Township of Silver Brook for repairs

Carlton County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Silver Brook

Silver Brook and the towns around it

Very lowLowModerateHighVery high

Silver Brookmostly cold wavesLow

Wrenshallmostly cold wavesLow

Twin Lakesmostly cold wavesLow

Wrenshallmostly cold wavesLow

Superiormostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Brook is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silver Brook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Silver Brook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.