Natural hazards · Shelburne

Shelburne, MN natural hazards

Most of the natural-hazard damage FEMA expects in Shelburne comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shelburne?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shelburne to be higher than in 60% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought17%Cold waves16%Hail12%Tornadoes6%Everything else7%

By hazard

What Shelburne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Drought

17% of expected damage

Recorded about 12 times a year in the area

Cold waves

16% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 13 times a year in the area

Hail

12% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shelburne flood?

FEMA's records show no paid flood insurance claims in Shelburne.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shelburne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lyon County.

Disasters that hit Shelburne

Federal disasters declared here

None of the disasters declared for Lyon County shows FEMA aid or repair money reaching Shelburne itself in FEMA’s records.

Brought FEMA money into ShelburneDeclared for Lyon County only

Lyon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Shelburne

Shelburne and the towns around it

Very lowLowModerateHighVery high

Hopemostly inland floodingHigh

Shelburnemostly inland floodingHigh

Coon Creekmostly inland floodingHigh

Rock Lakemostly inland floodingHigh

Ellsboroughmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shelburne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shelburne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Shelburne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.