Natural hazards · Shaokatan

Shaokatan, MN natural hazards

Most of the natural-hazard damage FEMA expects in Shaokatan comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Shaokatan?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shaokatan to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding48%Hail14%Cold waves11%Drought7%Tornadoes6%Everything else13%
By hazard

What Shaokatan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Hail

14% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 5 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 13 times a year in the area

Drought

7% of expected damage
Recorded about 10 times a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Shaokatan flood?

FEMA's records show no paid flood insurance claims in Shaokatan.

of all homes
are insured
No community discount. Shaokatan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.
Disasters that hit Shaokatan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Shaokatan itself: aid to households, or repair grants to the Township of Shaokatan.

Brought FEMA money into ShaokatanDeclared for Lincoln County only
2010

Severe Storms and Flooding

$21K to the Township of Shaokatan for repairs
Lincoln County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Shaokatan

Shaokatan and the towns around it

Hendricks: High, mostly inland floodingDrammen: High, mostly inland floodingRichland: Moderate, mostly inland floodingAsh Lake: High, mostly inland floodingLake Hendricks: Moderate, mostly inland floodingRoyal: High, mostly inland floodingHansonville: High, mostly inland floodingScandinavia: Low, mostly inland floodingDiamond Lake: High, mostly inland floodingVerdi: High, mostly inland floodingAlton: Moderate, mostly inland floodingElkton: Moderate, mostly inland floodingSherman: Moderate, mostly inland floodingIvanhoe: High, mostly inland floodingLake Stay: High, mostly inland floodingOak Lake: Moderate, mostly inland floodingShaokatan: High, mostly inland flooding ShaokatanHendricksDrammenRichlandAsh LakeLake Hendricks
Very lowLowModerateHighVery high
Shaokatanmostly inland floodingHigh
Hendricksmostly inland floodingHigh
Drammenmostly inland floodingHigh
Ash Lakemostly inland floodingHigh
Richlandmostly inland floodingModerate
Lake Hendricksmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shaokatan is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Shaokatan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Shaokatan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01