Natural hazards · Shakopee

Shakopee, MN natural hazards

Most of the natural-hazard damage FEMA expects in Shakopee comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 13 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shakopee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shakopee to be higher than in 48% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding38%Strong wind21%Tornadoes19%Cold waves11%Everything else11%

By hazard

What Shakopee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Strong wind

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shakopee flood?

Every paid claim on a federal flood insurance policy in Shakopee, from FEMA’s records.

13paid claims since 1984

$489Kpaid to owners

3homes flooded more than once

19842026

Biggest named events

Severe flooding: 3 claims, $146K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shakopee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Shakopee

Federal disasters declared here

None of the disasters declared for Scott County shows FEMA aid or repair money reaching Shakopee itself in FEMA’s records.

Brought FEMA money into ShakopeeDeclared for Scott County only

Scott County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Shakopee

Shakopee and the towns around it

Very lowLowModerateHighVery high

Prior Lakemostly inland floodingModerate

Spring Lakemostly inland floodingModerate

Savagemostly inland floodingModerate

Shakopeemostly inland floodingModerate

Eden Prairiemostly inland floodingLow

Jacksonmostly inland floodingLow

Louisvillemostly inland floodingLow

Chanhassenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shakopee covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Shakopee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Shakopee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shakopee total about $19.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.