Natural hazards · Seavey

Seavey, MN natural hazards

Most of the natural-hazard damage FEMA expects in Seavey comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2003. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seavey?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seavey to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves27%Everything else11%

By hazard

What Seavey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Cold waves

27% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seavey flood?

Every paid claim on a federal flood insurance policy in Seavey, from FEMA’s records.

1paid claims since 2003

$4Kpaid to owners

0homes flooded more than once

20032026

of all homes
are insured

No community discount. Seavey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aitkin County.

Disasters that hit Seavey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Seavey itself: aid to households, or repair grants to the Township of Seavey.

Brought FEMA money into SeaveyDeclared for Aitkin County only

2012

Severe Storms and Flooding

$4K to the Township of Seavey for repairs

Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Seavey

Seavey and the towns around it

Very lowLowModerateHighVery high

Seaveymostly inland floodingHigh

Lakesidemostly inland floodingHigh

Idunmostly inland floodingHigh

Plinymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seavey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Seavey’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Seavey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seavey total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.