Natural hazards · Schroeder

Schroeder, MN natural hazards

Most of the natural-hazard damage FEMA expects in Schroeder comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schroeder?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schroeder to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves25%Lightning10%Wildfire8%Everything else4%

By hazard

What Schroeder faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Cold waves

25% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 18 times a year in the area

Lightning

10% of expected damage

Well above average · higher than 78% of U.S. places

Wildfire

8% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windDrought

Not a risk here

HurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schroeder flood?

FEMA's records show no paid flood insurance claims in Schroeder.

of all homes
are insured

No community discount. Schroeder isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Schroeder

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Schroeder itself: aid to households, or repair grants to the Township of Schroeder.

Brought FEMA money into SchroederDeclared for Cook County only

2024

Severe Storms and Flooding

14 households applied for aid $75K aid approved

Cook County has had 8 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schroeder is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Schroeder’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Schroeder. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.