Natural hazards · Scanlon

Scanlon, MN natural hazards

Most of the natural-hazard damage FEMA expects in Scanlon comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2012.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scanlon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scanlon to be higher than in 19% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves67%Inland flooding24%Everything else9%

By hazard

What Scanlon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

67% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 16 times a year in the area

Inland flooding

24% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scanlon flood?

Every paid claim on a federal flood insurance policy in Scanlon, from FEMA’s records.

1paid claims since 2012

$120Kpaid to owners

0homes flooded more than once

20122026

of all homes
are insured

No community discount. Scanlon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carlton County.

Disasters that hit Scanlon

Federal disasters declared here

None of the disasters declared for Carlton County shows FEMA aid or repair money reaching Scanlon itself in FEMA’s records.

Brought FEMA money into ScanlonDeclared for Carlton County only

Carlton County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Scanlon

Scanlon and the towns around it

Very lowLowModerateHighVery high

Thomsonmostly cold wavesHigh

Cloquetmostly cold wavesHigh

Scanlonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scanlon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scanlon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Scanlon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.