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Natural hazards · Scandia Valley

Scandia Valley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Scandia Valley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 2001.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Scandia Valley?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scandia Valley to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes8%Cold waves8%Lightning6%Strong wind5%Everything else7%
By hazard

What Scandia Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Tornadoes

8% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once every 18 years in the area

Cold waves

8% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 13 times a year in the area

Lightning

6% of expected damage
Well above average · higher than 78% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Scandia Valley flood?

Every paid claim on a federal flood insurance policy in Scandia Valley, from FEMA’s records.

22paid claims since 2001
$390Kpaid to owners
0homes flooded more than once
20012026

Biggest named events

  • Severe flooding: 1 claim, $16K
of all homes
are insured
No community discount. Scandia Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morrison County.
Disasters that hit Scandia Valley

Federal disasters declared here

None of the disasters declared for Morrison County shows FEMA aid or repair money reaching Scandia Valley itself in FEMA’s records.

Brought FEMA money into Scandia ValleyDeclared for Morrison County only
Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.
Around Scandia Valley

Scandia Valley and the towns around it

Fort Ripley: High, mostly inland floodingCushing: Low, mostly inland floodingRosing: High, mostly inland floodingFawn Lake: Low, mostly inland floodingSylvan: Moderate, mostly inland floodingMotley: Low, mostly inland floodingFort Ripley: High, mostly inland floodingBaxter: Very low, mostly inland floodingCrow Wing: High, mostly inland floodingSt. Mathias: High, mostly inland floodingRipley: Very high, mostly inland floodingDarling: High, mostly inland floodingTurtle Creek: Low, mostly inland floodingParker: Low, mostly inland floodingGreen Prairie: High, mostly inland floodingPillager: High, mostly inland floodingMoran: Low, mostly inland floodingVillard: Very low, mostly inland floodingFairview: Low, mostly inland floodingMay: Low, mostly inland floodingEast Gull Lake: Moderate, mostly inland floodingMotley: Low, mostly inland floodingScandia Valley: Low, mostly inland flooding Scandia ValleyFort RipleyCushingRosingFawn LakeSylvanMotley
Very lowLowModerateHighVery high
Fort Ripleymostly inland floodingHigh
Rosingmostly inland floodingHigh
Sylvanmostly inland floodingModerate
Fawn Lakemostly inland floodingLow
Scandia Valleymostly inland floodingLow
Cushingmostly inland floodingLow
Motleymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scandia Valley covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Scandia Valley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Scandia Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scandia Valley total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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