Natural hazards · Sand Creek

Sand Creek, MN natural hazards

Most of the natural-hazard damage FEMA expects in Sand Creek comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sand Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sand Creek to be higher than in 69% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding55%Strong wind16%Tornadoes13%Cold waves7%Everything else9%

By hazard

What Sand Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Strong wind

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 29 years in the area

Cold waves

7% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sand Creek flood?

FEMA's records show no paid flood insurance claims in Sand Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sand Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Sand Creek

Federal disasters declared here

None of the disasters declared for Scott County shows FEMA aid or repair money reaching Sand Creek itself in FEMA’s records.

Brought FEMA money into Sand CreekDeclared for Scott County only

Scott County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Sand Creek

Sand Creek and the towns around it

Very lowLowModerateHighVery high

Jordanmostly inland floodingVery high

Sand Creekmostly inland floodingHigh

Helenamostly inland floodingModerate

St. Lawrencemostly inland floodingModerate

Spring Lakemostly inland floodingModerate

San Franciscomostly inland floodingLow

Louisvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sand Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sand Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sand Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sand Creek total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.