Natural hazards · Sago

Sago, MN natural hazards

Most of the natural-hazard damage FEMA expects in Sago comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sago?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sago to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves41%Strong wind5%Everything else9%

By hazard

What Sago faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 3 years in the area

Cold waves

41% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 17 times a year in the area

Strong wind

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sago flood?

FEMA's records show no paid flood insurance claims in Sago.

of all homes
are insured

No community discount. Sago isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Itasca County.

Disasters that hit Sago

Federal disasters declared here

None of the disasters declared for Itasca County shows FEMA aid or repair money reaching Sago itself in FEMA’s records.

Brought FEMA money into SagoDeclared for Itasca County only

Itasca County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Sago

Sago and the towns around it

Very lowLowModerateHighVery high

Ball Bluffmostly inland floodingVery high

Sagomostly inland floodingModerate

Wawinamostly inland floodingModerate

Feeleymostly inland floodingModerate

Splithandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sago is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sago’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sago. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.