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Housing in Ross

A typical Ross home is worth roughly $181,000

Builders were permitted 7 new homes in 2025.

Typical home value
$181K
MN $351K
Estimate
2-bedroom rent
$1,010
a month, utilities in · HUD
Median tax bill
$1,723
MN $3,357

What kind of housing town is Ross?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Ross

Try your own numbers below.

You could afford about
$341,000
Typical Ross home $181K

That covers a typical Ross home, with $160K to spare.

The typical home, each month
$1,100
Loan $900Tax $150Insurance $50

A two-bedroom rents for about $1,010 a month here, $90 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Minnesota typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

96% of Ross households own their home

Half of Ross’s homes were built before 1980.

Owners and renters
Own 96%Rent 5%

Minnesota: 72% own.

1980
typical home built · MN 1979
$1,723
median property tax bill · MN $3,357

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,010

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$910
2 bedrooms$1,010
3 bedrooms$1,310
4 bedrooms$1,510
5%
of households rent · MN 28%
2
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Roseau County, MN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

7 new homes permitted in 2025

Builders were permitted 7 new homes in Ross in 2025, all single-family houses. Over the past 10 years, Ross has permitted 48 homes in all.

Single-family
02468 20072010201520202025
7
new homes permitted in 2025
6
2026 so far (Jan–Aug)
48
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−26
New homes+10

Between the 2010 and 2020 censuses, Ross's population fell by 26 even though 10 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Minnesota: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)660$624,000
2025770$728,000
2024770$728,000
2023550$520,000
2022660$624,000
2021770$728,000
2020660$624,000
2019550$520,000
2018550$520,000
2017000—
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—

Ross's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Ross vs. its neighbors

The towns that share a border with Ross. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Ross$181K*—$1,0107$100,625
Jadis$239K*+3.8%†$1,0800$121,528
Dieter—+3.8%†$1,070—$83,750

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Ross buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Ross still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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