Natural hazards · Rosendale

Rosendale, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rosendale comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosendale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosendale to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding31%Cold waves20%Drought16%Tornadoes12%Strong wind9%Hail7%Everything else6%

By hazard

What Rosendale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 11 times a year in the area

Drought

16% of expected damage

Recorded about 13 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosendale flood?

FEMA's records show no paid flood insurance claims in Rosendale.

of all homes
are insured

No community discount. Rosendale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Watonwan County.

Disasters that hit Rosendale

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rosendale itself: aid to households, or repair grants to the Township of Rosendale.

Brought FEMA money into RosendaleDeclared for Watonwan County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$16K to the Township of Rosendale for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$17K to the Township of Rosendale for repairs

2010

Severe Storms and Flooding

$28K to the Township of Rosendale for repairs

Watonwan County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Rosendale

Rosendale and the towns around it

Very lowLowModerateHighVery high

Riverdalemostly inland floodingModerate

Rosendalemostly inland floodingLow

South Branchmostly inland floodingLow

Fieldonmostly inland floodingLow

St. Jamesmostly inland floodingLow

St. Jamesmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosendale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rosendale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rosendale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.