Natural hazards · Rose Creek

Rose Creek, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rose Creek comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rose Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rose Creek to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes14%Drought12%Hail6%Cold waves5%Everything else6%

By hazard

What Rose Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 10 years in the area

Drought

12% of expected damage

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rose Creek flood?

FEMA's records show no paid flood insurance claims in Rose Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rose Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mower County.

Disasters that hit Rose Creek

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rose Creek itself: aid to households, or repair grants to the City of Rose Creek.

Brought FEMA money into Rose CreekDeclared for Mower County only

2024

Severe Storms and Flooding

3 households applied for aid $9K aid approved

2004

Severe Storms and Flooding

5 households applied for aid $16K aid approved

Mower County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rose Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rose Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rose Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Rose Creek, MN natural hazards

How exposed is Rose Creek?

What Rose Creek faces

Inland flooding

Tornadoes

Drought

Hail

Cold waves

Lower here

Not a risk here

Does Rose Creek flood?

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby