Natural hazards · Roosevelt

Roosevelt, MN natural hazards

Most of the natural-hazard damage FEMA expects in Roosevelt comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roosevelt?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roosevelt to be higher than in 77% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire16%Drought11%Cold waves10%Everything else6%

By hazard

What Roosevelt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Wildfire

16% of expected damage

Well above average · higher than 98% of U.S. places

Drought

11% of expected damage

Recorded about 23 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 21 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roosevelt flood?

FEMA's records show no paid flood insurance claims in Roosevelt.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roosevelt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roseau County.

Disasters that hit Roosevelt

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Roosevelt itself: aid to households, or repair grants to the City of Roosevelt.

Brought FEMA money into RooseveltDeclared for Roseau County only

2002

Severe Storms, Flooding and Tornadoes

$22K to the City of Roosevelt for repairs

Roseau County has had 24 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roosevelt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roosevelt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Roosevelt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.