Natural hazards · Rome

Rome, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rome?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 54% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought22%Cold waves12%Tornadoes11%Strong wind8%Hail5%Everything else3%

By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Drought

22% of expected damage

Recorded about 13 times a year in the area

Cold waves

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rome flood?

FEMA's records show no paid flood insurance claims in Rome.

of all homes
are insured

No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faribault County.

Disasters that hit Rome

Federal disasters declared here

None of the disasters declared for Faribault County shows FEMA aid or repair money reaching Rome itself in FEMA’s records.

Brought FEMA money into RomeDeclared for Faribault County only

Faribault County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Rome

Rome and the towns around it

Very lowLowModerateHighVery high

Romemostly inland floodingModerate

Frostmostly inland floodingModerate

Elmoremostly inland floodingModerate

Emeraldmostly inland floodingModerate

Seelymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.