Natural hazards · Rockville

Rockville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rockville comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rockville?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockville to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes12%Cold waves7%Strong wind6%Hail6%Everything else5%
By hazard

What Rockville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 41 years in the area

Cold waves

7% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 13 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 3 times a year in the area

Hail

6% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rockville flood?

FEMA's records show no paid flood insurance claims in Rockville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Rockville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stearns County.
Disasters that hit Rockville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rockville itself: aid to households, or repair grants to the City of Rockville.

Brought FEMA money into RockvilleDeclared for Stearns County only
2013

Severe Storms, Straight-Line Winds, and Flooding

$59K to the City of Rockville for repairs
2011

Severe Storms, Flooding, and Tornadoes

$15K to the City of Rockville for repairs
Stearns County has had 11 natural disasters declared since 1953, most often floods and severe storms.
Around Rockville

Rockville and the towns around it

St. Joseph: Low, mostly inland floodingMaine Prairie: Moderate, mostly inland floodingSt. Augusta: Low, mostly inland floodingWakefield: High, mostly inland floodingSt. Joseph: Low, mostly inland floodingWaite Park: Very low, mostly inland floodingCollegeville: Low, mostly inland floodingSt. Wendel: High, mostly inland floodingSt. Cloud: Moderate, mostly inland floodingFair Haven: High, mostly inland floodingLuxemburg: Moderate, mostly inland floodingKingston: Moderate, mostly inland floodingForest Prairie: Moderate, mostly inland floodingLynden: High, mostly inland floodingMunson: Moderate, mostly inland floodingRichmond: Moderate, mostly inland floodingRockville: High, mostly inland flooding RockvilleSt. JosephMaine PrairieSt. AugustaWakefield
Very lowLowModerateHighVery high
Wakefieldmostly inland floodingHigh
Rockvillemostly inland floodingHigh
Maine Prairiemostly inland floodingModerate
St. Josephmostly inland floodingLow
St. Augustamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Rockville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rockville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rockville total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01