Rock Creek, MN housing market
The typical Rock Creek home is worth about $328,000, up 3.5% in a year, 6% below the Minnesota typical home.
Home values, sales, trends and how Rock Creek compares with the towns next door — updated as new data is published.
Rock Creek at a glance
Typical home value, 2016–2026
Show as a table
| January | Rock Creek | Minnesota |
|---|---|---|
| 2017 | $145,000 | $217,000 |
| 2018 | $157,000 | $232,000 |
| 2019 | $171,000 | $246,000 |
| 2020 | $184,000 | $259,000 |
| 2021 | $213,000 | $282,000 |
| 2022 | $260,000 | $313,000 |
| 2023 | $292,000 | $325,000 |
| 2024 | $305,000 | $331,000 |
| 2025 | $315,000 | $341,000 |
| 2026 | $318,000 | $349,000 |
| August 2026 | $328,000 | $351,000 |
4 new homes permitted in 2025
Builders were permitted 4 new homes in Rock Creek in 2025, all single-family houses. That's 2.3 per 1,000 residents, slower than across Minnesota (3.8). Over the past 10 years, Rock Creek has permitted 76 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Rock Creek gained 54 residents while 43 new homes were permitted: about 1.3 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Minnesota: 2.2 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 7 | 7 | 0 | $2.6 million |
| 2025 | 4 | 4 | 0 | $921,000 |
| 2024 | 4 | 4 | 0 | $540,000 |
| 2023 | 4 | 4 | 0 | $784,000 |
| 2022 | 8 | 8 | 0 | $2.1 million |
| 2021 | 12 | 12 | 0 | $2.9 million |
| 2020 | 15 | 15 | 0 | $2.6 million |
| 2019 | 9 | 9 | 0 | $927,000 |
| 2018 | 9 | 9 | 0 | $2 million |
| 2017 | 5 | 5 | 0 | $1.1 million |
| 2016 | 6 | 6 | 0 | $1.3 million |
| 2015 | 2 | 2 | 0 | $295,000 |
| 2014 | 3 | 3 | 0 | $617,000 |
| 2013 | 2 | 2 | 0 | $304,000 |
| 2012 | 1 | 1 | 0 | $180,000 |
| 2011 | 3 | 3 | 0 | $1 million |
| 2010 | 3 | 3 | 0 | $1 million |
| 2009 | 1 | 1 | 0 | $125,000 |
| 2008 | 3 | 3 | 0 | $453,000 |
| 2007 | 31 | 31 | 0 | $3.7 million |
| 2006 | 41 | 41 | 0 | $4.9 million |
| 2005 | 45 | 45 | 0 | $5.3 million |
| 2004 | 11 | 11 | 0 | $1.2 million |
| 2003 | 10 | 10 | 0 | $1.1 million |
| 2002 | 10 | 10 | 0 | $1.1 million |
| 2001 | 10 | 10 | 0 | $1.1 million |
| 2000 | 11 | 11 | 0 | $1 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Rock Creek and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Rock Creek | $328K | +3.5% | $1,140 | 4 | $94,856 |
| Grantsburg | $261K | +2.8% | $1,050 | — | $81,125 |
| Pine City | $245K | +5.4% | $970 | 2 | $85,536 |
| Rushseba | — | +6.1%† | $1,520 | — | $87,609 |
| Royalton | — | +3.7%† | $1,230 | 3 | $86,000 |
† FHFA price index change, where Zillow has no home value for the town.
3.5 years of income
The typical Rock Creek home costs about 3.5 years of the town's median household income, less than across Minnesota (3.9 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,140
HUD's Fair Market Rent for a two-bedroom in Rock Creek is $1,140 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Rock Creek pay a median of $872, so moving in tends to cost more than staying put. A two-bedroom takes about 14% of the town's median household income.
Studio $850 · 4 bedrooms $1,590
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (55063, 55069; Pine County, MN), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.